Insurance

Underinsurance, solved at source

Most people have no real idea what they own or what it is worth, which is where cover and value quietly drift apart. Inheritable gives your policyholders a running inventory of their property, possessions and valuables, with photos and valuations kept current. Cover can then match reality, which means fewer underinsurance gaps, fewer disputed settlements, and fewer complaints landing on your desk.

Claims that settle faster

At the moment of a claim, most people cannot find the proof they need. A populated Inheritable account already holds it: receipts, serial numbers, photos and valuations, recorded and timestamped long before anything went wrong. Your handlers get clear evidence of ownership and condition from the start, so claims settle faster, cost less to process, and are far harder to inflate or fabricate.

A relationship between renewals

Insurance is usually a once-a-year touchpoint, and an easy one to lose. Introduced as a life planner, Inheritable keeps your brand in front of policyholders all year, with reminders that keep policies and details current. It also surfaces the moments that change what someone needs, a new home, a new car, a new valuable, a new pet, so the right conversation and the right cover happen at the right time.

Across every line you write

One organised place that supports your whole book:

• Home and contents: a room-by-room inventory with valuations, receipts and photos.
• Motor: vehicle details, documents, and service and claims history.
• Pet: records, microchip, vet and cover, all in one place.
• Life and protection: the policy recorded alongside wills, beneficiaries and executors, so it is found and claimed.
• Commercial: asset registers, business documents and continuity for SME cover.

A Trusted Advisor role for brokers

Brokers can act as a Trusted Advisor, with read and write access to a dedicated folder in each client’s Digital Vault. Keep valuations, schedules and documents current, place what you produce exactly where the client and their family will look, and stay part of the picture between renewals rather than only at quote time.

Private by design

Your policyholder’s vault stays private. You only ever see what the customer chooses to share with you, such as the evidence for a specific claim. That keeps the customer in control and the trust story clean, while still giving you what you need at the moment it matters.

What a partnership gives you

• Access to a dedicated Trusted Advisor portal to manage all of your clients and interactions on the Inheritable platform.
• Fewer underinsurance gaps, and fewer disputed settlements and complaints.
• Faster, better-evidenced claims that cost less to handle.
• Higher retention and more engaged renewals.
• Natural cross-sell at the moments that change cover: a new home, car, valuable or pet.
• Your branding throughout a secure app your policyholders actually use.
• A listing in the Services Directory, searchable and bookmarkable in the app.
• Referral, co-branding and per-policyholder licensing options.